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Monday, July 3, 2017

Important bail bond terms to know

It's important when considering doing business with a bail company or bondsman to know the important differences in the terminology used by Delaware Bail bond companies.  While each state may have different definitions for the same term, the below should be a good guide.

Surety bonds are basically an insurance policy. Cash bails are a form of "property bails," this area of posting cash is highly regulated and there are many pitfalls one can fall accidentally into.  Most bail bondsman use other persons or companies cash to fund their bails. Often, a bondsman will not mention this fact when you seek a cash bail.

(1) "Bail agent" or "bail producer" means a surety bail agent or a property bail agent. The term "bail agent" does not include the term "bail enforcement agent" as the same is used in Chapter 55 of Title 24. A surety bail agent may also act as a property bail agent, provided the surety bail agent complies with all provisions of this subchapter applicable to property bail agents.

(2) "Designated bail agent" or "designated responsible licensed producer" means the licensed bail agent who is the head or manager of a bail agent business entity that employs 1 or more licensed bail agents.

 (3) "Property bail agent" means any person who pledges property bail as security or surety for a bail bond in connection with a judicial proceeding and receives or is promised therefor money or other things of value. Any person who charges a fee for or makes a business of furnishing property bail in any court proceeding, or who furnishes property bail in 4 or more court cases in any 1 year whether for compensation or otherwise, shall be deemed a property bail agent and shall be subject to the provisions of this subchapter.

(4) "Surety bail agent" means a person required to be licensed under the laws of this State to sell, solicit or negotiate contracts of surety bail bond insurance and appointed by a surety insurer that is authorized to transact business in this State to sell, solicit or negotiate contracts of surety bail bond insurance.

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